If you are a motorcycle rider, the good news is that the number of fatalities as a result of a motorcycle crash is declining. The bad news is that motorcyclists are 27 times more likely than passenger car drivers to die in a crash.
If you or a loved one has been in a motorcycle accident, there are certain things you should do after the accident to protect yourself and to make sure that if the accident wasn’t your fault, you position yourself to get the compensation you are entitled to due to the crash.
Read on to learn more about what you should (and should not) do after a motorcycle accident.
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Do Call the Police
After an accident, call 911. They will send both paramedics and the police. Even if no one is injured, or the injuries are minor, you will still need the police to write a report of the accident, as your insurance company will require this. Many states require a police report to be filed if there is any property damage (including cars and/or motorcycles).
Do Seek Medical Attention
You may think that your injuries are minor and don’t require medical attention, but many injuries don’t show up right away. The adrenaline from the accident could be masking any pain and once it wears off, your injuries may become more apparent. Get yourself checked out after the accident and be sure to keep any medical records and receipts for anything that you pay out of pocket for your care.
Don’t Admit Fault or Say Too Much
When you talk to the other driver or drivers and the police, don’t admit that you were at fault, even if you think you were. This can be used against you later, and there is also the possibility that there were factors impacting the crash that you are unaware of. If you hire an attorney, they will help determine fault after a thorough investigation of the accident.
Do Contact Your Insurance Company
Most insurance companies require you to contact them within a certain number of days to file a claim and report the accident. Be sure to review your policy to see what your company requires.
Don’t Settle
Insurance companies are looking out for themselves, not necessarily you. Because of this, their goal is to get you to settle for the least amount of money possible. If another driver is at fault for the accident, their insurance company may quickly offer you a low settlement amount, hoping you will accept and they can close the case.
If you accept, you can’t come back and ask for more later. Once you take the settlement, the case is over. Because you may be entitled to much more than they initially offer, it’s wise to refuse to settle right away.
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Do Contact an Attorney
This is especially important if the insurance company is trying to get you to settle and offers you a settlement much lower than you think you deserve. An attorney will be able to negotiate on your behalf and can advise you on what they think a fair settlement amount is. Do your research and find an attorney who specializes in personal injury cases, particularly auto and motorcycle accidents.
Protect Yourself After a Motorcycle Accident
If you’ve been in a motorcycle accident, you should do what you can to protect yourself and put yourself in a situation where you can be compensated for any property damage or injuries that you’ve suffered. Use these tips to help guide you after an accident and be sure to contact a motorcycle accident lawyer right away if necessary.
Be sure to check out some of our other useful articles and advice before you go.