Are you on the fence about hiring a car accident attorney?
You’re certainly not alone. Every year in the United States, over 35,000 people die and over 1 million sustain injuries in road crashes. After an accident, victims have a right to seek compensation for their injuries and losses from either the party that caused the accident or their personal injury coverage providers.
Some accident cases are pretty straightforward. The person at fault admits liability and their insurance pays out the claimed amount without any fuss.
Most of the time, though, victims looking for compensation encounter numerous challenges. This is where car accident lawyers step in, but they also don’t come cheap.
So, when is it necessary to overlook the costs and lawyer up? Read on for more!
The Accident Was Severe
There are different kinds of accidents, from fender benders that only result in scratched paintwork to head-on collisions that result in loss of lives and total car damage.
If you were involved in a fender bender, there really isn’t a need to hire a lawyer. Unless you hit a million-dollar sports car that sucks up thousands of dollars to repaint even the smallest body scratch, this is something you can civilly sort out with the other driver.
However, if the accident was severe, the stakes are too high. It can be difficult to know who was at fault. Perhaps you were severely injured, meaning you need to spend time in hospital.
When this is the case, don’t hesitate to hire a car accident attorney. While you’re getting treatment, the lawyer will be out there pursuing the case on your behalf, ensuring the police do a thorough investigation.
You’re the Driver at Fault for the Accident
If you live in an at-fault insurance state and you’ve been found to be at fault for a car accident, you’re liable for the victims’ injuries, losses, and other damages.
You certainly have liability coverage, so your insurance provider will take care of it. However, there are cases where the amount being claimed by the other party exceeds your coverage. Nothing will stop the other party from coming after you.
Even though fault is yours, you need to protect yourself from excessive liability. An experienced car accident lawyer, like the ones in this law firm, has what it takes to protect you and ensure no one is taking undue advantage of you.
Insurer Is Offering to Settle for Less
Most personal injury cases settle out of court. There’s a big chance yours will conclude this way.
However, reaching a settlement isn’t easy. Insurance companies aren’t in the business of writing checks with whatever amount someone is claiming. They always want to settle for far less than you deserve.
Do you have the negotiation skills to haggle with the insurance company’s army of lawyers and get the money you deserve? It’s best to hire an attorney to help you out.
Always Know When to Hire a Car Accident Attorney
The period after a car accident can be full of pain, trauma, and confusion. Hiring a car accident attorney should be one of the things you do, but it’s understandable if you’re wondering whether it’s worth it. If you’re facing any of the situations above, please hire a lawyer.
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